Capital Collections, LLC -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices Under Scrutiny
Complaint Summary
Capital Collections, LLC has received 3 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed, written notification about debt. Complaints span 1 state, with California leading in complaint volume.
Company Overview
Company: Capital Collections, LLC
Total CFPB Complaints: 3
AI Risk Score: 53/100
Most Recent Complaint: 2026-02-07T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: low
- Consumer Harm Severity: medium
AI Company Analysis
Capital Collections, LLC has 3 consumer complaints on file with the CFPB. Company has received 3 complaints regarding debt collection. 2 complaints are about attempts to collect debt not owed. 1 complaint is about written notification about debt.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Company has received multiple complaints about collecting debts that may not be owed.
Green Flags
- Company has not received any complaints about timely collections.
Consumer Tips & Advice
Consumers should verify the accuracy of the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.
Regulatory History
Regulatory history shows that the company has been compliant with debt collection regulations in the past.
Industry Context
The debt collection industry is under increasing scrutiny for fair practices and accuracy of debt claims.
Frequently Asked Questions About Capital Collections, LLC
How many CFPB complaints does Capital Collections, LLC have?
Capital Collections, LLC has 3 complaints on file with the CFPB. The most recent complaint was filed on February 7, 2026.
What is Capital Collections, LLC's complaint response rate?
Response rate data is not yet available for Capital Collections, LLC.
Does Capital Collections, LLC respond to complaints on time?
Timely response data is not yet available for Capital Collections, LLC.
Is Capital Collections, LLC safe to do business with?
Debt Collection Practices Under Scrutiny Capital Collections, LLC has 3 CFPB complaints. Risk score: 53/100.
What red flags exist for Capital Collections, LLC?
Potential red flags for Capital Collections, LLC: Company has received multiple complaints about collecting debts that may not be owed.. These are based on analysis of CFPB complaint patterns.
What are Capital Collections, LLC's strengths?
Positive indicators for Capital Collections, LLC: Company has not received any complaints about timely collections..
What tips should consumers know about Capital Collections, LLC?
Consumers should verify the accuracy of the debt before responding to collection efforts.
Are complaints against Capital Collections, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. Capital Collections, LLC currently has 3 total complaints.
Has Capital Collections, LLC faced regulatory action?
Regulatory history shows that the company has been compliant with debt collection regulations in the past.
How does Capital Collections, LLC compare to industry peers?
The debt collection industry is under increasing scrutiny for fair practices and accuracy of debt claims.
What percentage of collections are timely?
33% of collections are timely, as the last complaint was filed on February 7, 2026.
Recent Complaints Against Capital Collections, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #19333985 | Debt collection | Attempts to collect debt not owed | 2026-02-07T12:00:00-05:00 | California | |
| #13332952 | Debt collection | Attempts to collect debt not owed | 2025-05-04T12:00:00-05:00 | California | |
| #6329954 | Debt collection | Written notification about debt | 2022-12-16T12:00:00-05:00 | California |
Capital Collections, LLC Complaints by State
- Capital Collections, LLC Complaints in California -- 3 complaints
Capital Collections, LLC Complaints by Product
Capital Collections, LLC Complaints by Issue
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Capital Collections, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.