Audit & Adjustment Co. INC. -- Consumer Complaint Report & Risk Analysis

Multiple Complaints of Debt Collection for Non-Owed Debts

Complaint Summary

Audit & Adjustment Co. INC. has received 4 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed. Complaints span 1 state, with Washington leading in complaint volume.

Company Overview

Company: Audit & Adjustment Co. INC.

Total CFPB Complaints: 4

AI Risk Score: 73/100

Most Recent Complaint: 2021-06-01T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: high
  • Consumer Harm Severity: low

AI Company Analysis

Audit & Adjustment Co. Inc. has 4 consumer complaints on file with the CFPB. Audit & Adjustment Co. Inc. has received multiple complaints regarding attempts to collect debts that were not owed by consumers.

Response Quality Assessment

fair

Top Consumer Issues

Audit & Adjustment Co. Inc. is frequently attempting to collect debts that consumers claim are not owed. -- Severity: medium

Red Flags

  • Consumers have reported that Audit & Adjustment Co. Inc. has been contacting them about debts they believe are incorrect or have been paid.

Green Flags

  • Audit & Adjustment Co. Inc. has not been proactive in verifying the validity of the debts before initiating collection efforts.

Consumer Tips & Advice

Consumers are advised to keep records of all communications and to dispute any debts they believe are incorrect with the company and the credit bureaus.

Complaint Trend Analysis

There is a trend of increasing complaints against debt collection agencies for attempting to collect debts that consumers claim are not owed.

Regulatory History

Regulatory history shows that Audit & Adjustment Co. Inc. has faced several investigations for improper debt collection practices in the past.

Industry Context

The debt collection industry is under scrutiny for practices that may be considered unfair or deceptive to consumers.

Frequently Asked Questions About Audit & Adjustment Co. INC.

How many CFPB complaints does Audit & Adjustment Co. Inc. have?

Audit & Adjustment Co. Inc. has 4 complaints on file with the CFPB. The most recent complaint was filed on June 1, 2021.

What is Audit & Adjustment Co. Inc.'s complaint response rate?

Response rate data is not yet available for Audit & Adjustment Co. Inc..

Does Audit & Adjustment Co. Inc. respond to complaints on time?

Timely response data is not yet available for Audit & Adjustment Co. Inc..

Is Audit & Adjustment Co. Inc. safe to do business with?

Multiple Complaints of Debt Collection for Non-Owed Debts Audit & Adjustment Co. Inc. has 4 CFPB complaints. Risk score: 73/100.

What red flags exist for Audit & Adjustment Co. Inc.?

Potential red flags for Audit & Adjustment Co. Inc.: Consumers have reported that Audit & Adjustment Co. Inc. has been contacting them about debts they believe are incorrect or have been paid.. These are based on analysis of CFPB complaint patterns.

What are Audit & Adjustment Co. Inc.'s strengths?

Positive indicators for Audit & Adjustment Co. Inc.: Audit & Adjustment Co. Inc. has not been proactive in verifying the validity of the debts before initiating collection efforts..

What tips should consumers know about Audit & Adjustment Co. Inc.?

Consumers are advised to keep records of all communications and to dispute any debts they believe are incorrect with the company and the credit bureaus.

Are complaints against Audit & Adjustment Co. Inc. increasing or decreasing?

There is a trend of increasing complaints against debt collection agencies for attempting to collect debts that consumers claim are not owed. Audit & Adjustment Co. Inc. currently has 4 total complaints.

Has Audit & Adjustment Co. Inc. faced regulatory action?

Regulatory history shows that Audit & Adjustment Co. Inc. has faced several investigations for improper debt collection practices in the past.

How does Audit & Adjustment Co. Inc. compare to industry peers?

The debt collection industry is under scrutiny for practices that may be considered unfair or deceptive to consumers.

What unique insight can be provided about the nature of the complaints against Audit & Adjustment Co. Inc.?

The complaints highlight a pattern of the company attempting to collect debts that consumers are disputing or have already paid, indicating a potential lack of due diligence in verifying debt validity.

Recent Complaints Against Audit & Adjustment Co. INC.

Complaint IDProductIssueDate ReceivedCompany ResponseState
#18865576Debt collectionAttempts to collect debt not owed2025-11-25T12:00:00-05:00Washington
#7670712Debt collectionAttempts to collect debt not owed2023-10-09T12:00:00-05:00Washington
#4882440Debt collectionAttempts to collect debt not owed2021-11-05T12:00:00-05:00Washington
#4422814Debt collectionAttempts to collect debt not owed2021-06-01T12:00:00-05:00Washington

Audit & Adjustment Co. INC. Complaints by State

Audit & Adjustment Co. INC. Complaints by Product

Audit & Adjustment Co. INC. Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Audit & Adjustment Co. INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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