Army And Air Force Exchange Service -- Consumer Complaint Report & Risk Analysis

AAFES Credit and Debt Collection Issues

Company Overview

Company: Army And Air Force Exchange Service

Total CFPB Complaints: 237

AI Risk Score: 75/100

Most Recent Complaint: 2026-04-03T12:00:00-05:00

Risk Breakdown

AI Company Analysis

Army and Air Force Exchange Service has 237 consumer complaints on file with the CFPB. The Army and Air Force Exchange Service (AAFES) has a significant volume of complaints. The provided data indicates a recent complaint resolution date, suggesting ongoing activity.

Response Quality Assessment

good

Top Consumer Issues

Incorrect information on credit reports -- Severity: medium

Red Flags

Green Flags

Consumer Tips & Advice

Always review your credit reports for accuracy and dispute any errors promptly with the credit reporting agency and the company that provided the information.

Complaint Trend Analysis

There is a trend of consumers experiencing issues with incorrect information on their credit reports, leading to potential negative actions.

Regulatory History

There is no specific regulatory history provided for AAFES in this context, but general consumer protection laws apply.

Industry Context

AAFES, as a service provider for military personnel, handles financial products like credit cards and debt collection, making it subject to consumer protection regulations.

Frequently Asked Questions About Army And Air Force Exchange Service

How many CFPB complaints does Army and Air Force Exchange Service have?

Army and Air Force Exchange Service has 237 complaints on file with the CFPB. The most recent complaint was filed on April 3, 2026.

What is Army and Air Force Exchange Service's complaint response rate?

Response rate data is not yet available for Army and Air Force Exchange Service.

Does Army and Air Force Exchange Service respond to complaints on time?

Timely response data is not yet available for Army and Air Force Exchange Service.

Is Army and Air Force Exchange Service safe to do business with?

AAFES Credit and Debt Collection Issues Army and Air Force Exchange Service has 237 CFPB complaints. Risk score: 75/100.

What red flags exist for Army and Air Force Exchange Service?

Potential red flags for Army and Air Force Exchange Service: Threatened negative or legal action. These are based on analysis of CFPB complaint patterns.

What are Army and Air Force Exchange Service's strengths?

Positive indicators for Army and Air Force Exchange Service: Problem with company's investigation.

What tips should consumers know about Army and Air Force Exchange Service?

Always review your credit reports for accuracy and dispute any errors promptly with the credit reporting agency and the company that provided the information.

Are complaints against Army and Air Force Exchange Service increasing or decreasing?

There is a trend of consumers experiencing issues with incorrect information on their credit reports, leading to potential negative actions. Army and Air Force Exchange Service currently has 237 total complaints.

Has Army and Air Force Exchange Service faced regulatory action?

There is no specific regulatory history provided for AAFES in this context, but general consumer protection laws apply.

How does Army and Air Force Exchange Service compare to industry peers?

AAFES, as a service provider for military personnel, handles financial products like credit cards and debt collection, making it subject to consumer protection regulations.

What specific types of incorrect information are most frequently reported on consumer credit reports related to AAFES?

The data does not specify the exact nature of the incorrect information, but common issues include incorrect balances, unauthorized accounts, or inaccurate payment histories.

What is the typical process AAFES follows when investigating a consumer's complaint about their credit report?

The provided data indicates a 'problem with a company's investigation,' suggesting that the investigation process may be perceived as inadequate or unresponsive by consumers.

Recent Complaints Against Army And Air Force Exchange Service

Army And Air Force Exchange Service Complaints by State

Army And Air Force Exchange Service Complaints by Product

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Army And Air Force Exchange Service is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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