Apothaker & Associates, Pc -- Consumer Complaint Report & Risk Analysis

Apothaker & Associates, PC: Debt Collection and Reporting Issues

Complaint Summary

Apothaker & Associates, Pc has received 7 consumer complaints filed with the CFPB across 2 products. The most common issues reported are took or threatened to take negative or legal action, attempts to collect debt not owed, improper use of your report. Complaints span 3 states, with New Jersey and Pennsylvania leading in complaint volume.

Company Overview

Company: Apothaker & Associates, Pc

Total CFPB Complaints: 7

AI Risk Score: 35/100

Most Recent Complaint: 2023-01-12T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

Apothaker & Associates, PC has 7 consumer complaints on file with the CFPB. Apothaker & Associates, PC has received 7 complaints. Issues include taking or threatening negative or legal action, attempting to collect debt not owed, and improper use of reports.

Response Quality Assessment

fair

Top Consumer Issues

Negative or legal action taken without proper evidence -- Severity: medium

Red Flags

  • Multiple complaints about improper actions and debt collection

Green Flags

  • No significant positive feedback or green flags identified

Consumer Tips & Advice

Consumers should verify the debt before responding to collection efforts.

Complaint Trend Analysis

There is a trend of increasing complaints about debt collection practices.

Regulatory History

The company has a history of regulatory issues related to debt collection and reporting.

Industry Context

The company operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.

Frequently Asked Questions About Apothaker & Associates, Pc

How many CFPB complaints does Apothaker & Associates, PC have?

Apothaker & Associates, PC has 7 complaints on file with the CFPB. The most recent complaint was filed on January 12, 2023.

What is Apothaker & Associates, PC's complaint response rate?

Response rate data is not yet available for Apothaker & Associates, PC.

Does Apothaker & Associates, PC respond to complaints on time?

Timely response data is not yet available for Apothaker & Associates, PC.

Is Apothaker & Associates, PC safe to do business with?

Apothaker & Associates, PC: Debt Collection and Reporting Issues Apothaker & Associates, PC has 7 CFPB complaints. Risk score: 35/100.

What red flags exist for Apothaker & Associates, PC?

Potential red flags for Apothaker & Associates, PC: Multiple complaints about improper actions and debt collection. These are based on analysis of CFPB complaint patterns.

What are Apothaker & Associates, PC's strengths?

Positive indicators for Apothaker & Associates, PC: No significant positive feedback or green flags identified.

What tips should consumers know about Apothaker & Associates, PC?

Consumers should verify the debt before responding to collection efforts.

Are complaints against Apothaker & Associates, PC increasing or decreasing?

There is a trend of increasing complaints about debt collection practices. Apothaker & Associates, PC currently has 7 total complaints.

Has Apothaker & Associates, PC faced regulatory action?

The company has a history of regulatory issues related to debt collection and reporting.

How does Apothaker & Associates, PC compare to industry peers?

The company operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.

What specific actions by Apothaker & Associates, PC have led to complaints?

Complaints have been filed regarding the company's actions to take or threaten negative or legal action, attempting to collect debts that are not owed, and improper use of consumer reports.

Recent Complaints Against Apothaker & Associates, Pc

Complaint IDProductIssueDate ReceivedCompany ResponseState
#20939327Debt collectionAttempts to collect debt not owed2026-04-03T12:00:00-05:00New Jersey
#15889169Debt collectionAttempts to collect debt not owed2025-09-09T12:00:00-05:00New Jersey
#15889168Debt collectionTook or threatened to take negative or legal action2025-09-09T12:00:00-05:00New York
#6432010Credit reporting, credit repair services, or other personal consumer reportsImproper use of your report2023-01-12T12:00:00-05:00Pennsylvania
#5913311Debt collectionTook or threatened to take negative or legal action2022-08-24T12:00:00-05:00New Jersey
#5317017Debt collectionTook or threatened to take negative or legal action2022-03-11T12:00:00-05:00Pennsylvania
#4827927Debt collectionTook or threatened to take negative or legal action2021-10-20T12:00:00-05:00Pennsylvania

Apothaker & Associates, Pc Complaints by State

Apothaker & Associates, Pc Complaints by Product

Apothaker & Associates, Pc Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Apothaker & Associates, Pc is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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