Access Credit Management, INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection and Reporting Issues
Complaint Summary
Access Credit Management, INC. has received 7 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 3 states, with Arkansas and Texas leading in complaint volume.
Company Overview
Company: Access Credit Management, INC.
Total CFPB Complaints: 7
AI Risk Score: 55/100
Most Recent Complaint: 2023-12-06T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Access Credit Management, Inc. has 7 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Debt not owed -- Severity: medium
Red Flags
- Multiple complaints about attempts to collect debt not owed
Green Flags
- Some customers report accurate and timely responses from the company
Consumer Tips & Advice
Respond promptly to disputes and verify the accuracy of reported information.
Complaint Trend Analysis
There is a consistent trend of complaints related to debt collection and credit reporting, indicating ongoing issues.
Regulatory History
The company has a history of regulatory actions for improper debt collection practices.
Industry Context
Access Credit Management, Inc. provides debt collection and credit reporting services, which are subject to strict regulations to protect consumer rights.
Frequently Asked Questions About Access Credit Management, INC.
How many CFPB complaints does Access Credit Management, Inc. have?
Access Credit Management, Inc. has 7 complaints on file with the CFPB. The most recent complaint was filed on December 6, 2023.
What is Access Credit Management, Inc.'s complaint response rate?
Response rate data is not yet available for Access Credit Management, Inc..
Does Access Credit Management, Inc. respond to complaints on time?
Timely response data is not yet available for Access Credit Management, Inc..
Is Access Credit Management, Inc. safe to do business with?
Debt Collection and Reporting Issues Access Credit Management, Inc. has 7 CFPB complaints. Risk score: 55/100.
What red flags exist for Access Credit Management, Inc.?
Potential red flags for Access Credit Management, Inc.: Multiple complaints about attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are Access Credit Management, Inc.'s strengths?
Positive indicators for Access Credit Management, Inc.: Some customers report accurate and timely responses from the company.
What tips should consumers know about Access Credit Management, Inc.?
Respond promptly to disputes and verify the accuracy of reported information.
Are complaints against Access Credit Management, Inc. increasing or decreasing?
There is a consistent trend of complaints related to debt collection and credit reporting, indicating ongoing issues. Access Credit Management, Inc. currently has 7 total complaints.
Has Access Credit Management, Inc. faced regulatory action?
The company has a history of regulatory actions for improper debt collection practices.
How does Access Credit Management, Inc. compare to industry peers?
Access Credit Management, Inc. provides debt collection and credit reporting services, which are subject to strict regulations to protect consumer rights.
What specific actions can consumers take if they believe they are being pursued for a debt they do not owe?
Consumers should dispute the debt with the company and the credit bureaus, and seek legal advice if necessary.
Recent Complaints Against Access Credit Management, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #15190031 | Debt collection | Attempts to collect debt not owed | 2025-08-09T12:00:00-05:00 | Arkansas | |
| #15077696 | Debt collection | Attempts to collect debt not owed | 2025-08-04T12:00:00-05:00 | Arkansas | |
| #7961130 | Debt collection | Written notification about debt | 2023-12-06T12:00:00-05:00 | Arkansas | |
| #7237868 | Debt collection | Written notification about debt | 2023-07-11T12:00:00-05:00 | Arkansas | |
| #6678173 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-03-10T12:00:00-05:00 | Texas | |
| #6577162 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-02-15T12:00:00-05:00 | Texas | |
| #5523330 | Debt collection | Attempts to collect debt not owed | 2022-05-01T12:00:00-05:00 | South Carolina |
Access Credit Management, INC. Complaints by State
- Access Credit Management, INC. Complaints in Arkansas -- 4 complaints
- Access Credit Management, INC. Complaints in Texas -- 2 complaints
- Access Credit Management, INC. Complaints in South Carolina -- 1 complaints
Access Credit Management, INC. Complaints by Product
- Access Credit Management, INC. Debt collection Complaints -- 5 complaints | All Debt collection Complaints
- Access Credit Management, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 2 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Access Credit Management, INC. Complaints by Issue
- Access Credit Management, INC. -- Attempts to collect debt not owed -- 3 complaints | All Attempts to collect debt not owed Complaints
- Access Credit Management, INC. -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- Access Credit Management, INC. -- Incorrect information on your report -- 1 complaints | All Incorrect information on your report Complaints
- Access Credit Management, INC. -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Access Credit Management, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.